Ghana's Trusted Microfinance

Fast, Flexible Loans
for Real Growth

Nordal Micro Credit helps individuals and small businesses across Ghana access quick, reliable financing — transparent fees, decisions in 24 hours.

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Built on Trust,
Driven by Results

We combine the reliability of a regulated institution with the speed and accessibility of modern fintech.

Licensed & Regulated

Fully licensed and operating under Bank of Ghana regulations. Your money and data are protected by Ghanaian financial law.

Secure Process

Bank-grade encryption protects every application and transaction. Your personal and financial information is always safe with us.

Transparent Fees

No hidden charges. Ever. You know exactly what you'll repay before you sign — clear rates, clear terms, zero surprises.

Fast Approvals

Most applications are reviewed within 24 hours. Emergency loans approved the same day. We know your time is your business.

Loans Designed
for Every Need

Whether you're growing a business, covering an emergency, or bridging a payday gap — we have the right loan for you.

Coming Soon

Salary Loans are launching soon. Check back shortly!

Salary Loan

For employed individuals

Salaried? Access up to 3× your monthly salary for personal needs, school fees, or household expenses — repaid straight from your payroll.

AmountUp to 3× Salary
Term1–3 Months
RepaymentPayroll Deduction
DecisionSame Day
Employed 6+ months · Latest pay slip · Employer confirmation letter
Coming Soon

Emergency Loans are launching soon. Check back shortly!

Emergency Loan

When life can't wait

Medical bills, urgent repairs, family emergencies — get funds disbursed to your mobile money wallet within hours of approval.

AmountGHS 200 – 5,000
TermFlexible
RateCompetitive
DisbursementSame Day
Valid national ID · Active phone number · 2 guarantors
Coming Soon

Asset Financing is launching soon. Check back shortly!

Asset Financing

Own the tools that earn

Finance motorbikes, sewing machines, refrigerators, generators, or any income-generating asset — structured repayments that fit your cash flow.

AmountGHS 1,000 – 30,000
TermCustom
CollateralAsset Itself
Decision48–72 Hours
Valid ID · Asset quote/invoice · Proof of income or business

Get Funded in
4 Easy Steps

From application to funds in your wallet — the process is fast, simple, and designed around your needs.

Apply Online

Fill out our simple form in under 10 minutes from your phone. No branch visit needed.

Quick Review

Our team reviews your application and reaches out within 24 hours to verify details.

Get Your Funds

Approved funds are sent directly to your Moolre mobile money wallet. Instant access.

Grow & Repay

Invest in your goals and repay in easy daily or weekly instalments that fit your income.

Start Your Application Now

Success Stories from
Our Clients

Thousands of Ghanaians have used Nordal to build better lives. Here are a few of their stories.

Changing Lives
Across Ghana

Every loan we give is an investment in someone's future. These numbers tell that story.

9
Clients Served
17
Loans Funded
GHS 12K+
Total Disbursed
100%
Digital Payments

Secure Payments
Powered by Moolre

We've partnered with Moolre to bring you fast, secure mobile money disbursements and repayments — right from your phone.

Moolre
Official Payment Partner
Bank-grade Security
Instant Disbursements
Easy QR Repayments
24/7 Availability

Common Questions,
Honest Answers

Everything you need to know before you apply. Still have questions? Contact us.

Click "Apply Now" on this page and complete our short online form — it takes less than 10 minutes from your phone. You can also visit our office in Accra. You'll need a valid Ghana Card, proof of income or a business, and two guarantors.
Most applications are reviewed and approved within 24–48 hours. Emergency loans are prioritised and can be approved the same day. Once approved, funds are sent directly to your Moolre mobile wallet.
For all loans: a valid Ghana Card and two guarantors with valid IDs. For business loans: proof of trading (3+ months). For salary loans: your latest pay slip and an employer letter. For asset financing: an invoice or quote for the asset.
You can repay via Moolre mobile money (scan your personal QR code), cash at our office, or bank transfer. Our loan officers also visit businesses for convenient daily collections — we work around your schedule.
Yes. Clients who repay on time are eligible for repeat loans — often with faster approval and better terms. Many of our clients are on their second or third loan with us. On-time repayment builds your credit profile with Nordal.

Start Your Loan
Application Today

Join the growing community of Ghanaians who trust Nordal Micro Credit to fund their growth. Apply online in minutes — free, fast, and fully transparent.

Secured & powered by Moolre